Why large properties get underpaid
Scale is the problem. A storm crosses a forty-building community and the damage is real but uneven — some roofs failed, some are fine, siding is damaged on the weather elevations, water got into an unpredictable subset of units.
Documenting that properly takes days of systematic work. What frequently happens instead is a fast inspection of a few representative buildings, extrapolated across the site. Sometimes that is close. On a large loss, it often isn't — and once a number is established it is very hard to move without documentation to move it with.
On a large loss nobody is going to take the board's word for it. A defensible number requires the inspection record to back every line — which is exactly the work that gets skipped when a site is big.
How we assess a multi-building site
What we assess
- Roof systems across every building, with test squares and measurements documented
- Building envelopes — siding, windows, doors, flashings, elevations by exposure
- Common elements — clubhouses, corridors, garages, pools, fencing, site amenities
- Unit interiors, on a basis appropriate to the damage pattern and documented as such
- Code upgrade requirements triggered by the extent of repair
- Matching issues across elevations and buildings
Property types
Condominium and apartment communities, HOAs, commercial buildings and mixed portfolios — plus churches and institutional properties, where original masonry, slate and stained glass make a generic scope useless.
Who we work with
Community association boards and their property managers, commercial owners and portfolio managers, and the attorneys who represent them. We also handle large-loss assignments for carriers and IA firms who need the same site assessed from their side.
Where a large-loss claim is already in dispute, the same assessment supports an appraisal — and where it has gone further, an expert opinion. As always, one role per claim.
Coverage area
Pennsylvania, New Jersey and New York, plus Florida, Indiana, North Carolina and Texas. Large commercial and catastrophe assignments regularly involve travel — tell us where the property is.